Services

Expert Solutions

Our professionals work to provide accurate credit services to consumers and businesses alike. We help our customers to understand their credit rating, credit related information and also provide loan decision tools for lenders. Besides this, we offer six types of reports, consumer dispute services, and credit scores. All our services are delivered in real time.

Credit Reports

Credit Reports

A credit report is a detailed report of an individual’s credit history prepared by a credit bureau and used by credit lenders in determining a loan applicant’s creditworthiness. Information provided in a credit report includes:

  • Biographical data – name, date of birth & tax registration number
  • Demographic data – current & previous addresses
  • Employment/ Occupation data-previous and current employers,
  • Credit History – including payment history, types of credit facilities, for example, credit cards, personal loans, education loans, M/V loans mortgages
  • Credit Scores ranges from 150-950, 150 being the worst
  • Lending institutions are identified
  • Suits or Judgements filed in the courts

Credit Reports

A credit report is a detailed report of an individual’s credit history prepared by a credit bureau and used by credit lenders in determining a loan applicant’s creditworthiness. Information provided in a credit report includes:

  • Biographical data – name, date of birth & tax registration number
  • Demographic data – current & previous addresses
  • Employment/ Occupation data-previous and current employers,
  • Credit History – including payment history, types of credit facilities, for example, credit cards, personal loans, education loans, M/V loans mortgages
  • Credit Scores ranges from 150-950, 150 being the worst
  • Lending institutions are identified
  • Suits or Judgements filed in the courts
Credit Reports
Credit Repair

Credit Repair

If consumers identify incorrect information on their credit report, they are allowed to dispute that information with the credit bureau.CIS assist with mediation between the credit information provider and the consumer.

Annual Free Credit Report

This process is quick. To request a free credit report applicants are required to submit the following documents:

  • Two Government issued picture I.D
  • One proof of address
  • TRN Card
  • CIS Credit Report Application Form

Get Your Free Credit Report Today!

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